Gold is accepted around the world in every corner of the earth. It is the main real currency in times of war, pestilence, depression, etc. Now the 2 Koreans - North Korean and South Korea are fighting each other with shells being fired in retaliation. Sometimes it is time to buy gold and to keep some stock in bad times such as this. You can go to the remotest part of the earth and you will find that gold is widely accepted everywhere. Gold does not rust, corrode, and is stable under acidic conditions - meaning it does not re-act unlike other weaker metals like steel or nickel. Besides, gold will last for eternity and will remain so as long as it is kept well for generations to come. And you can bequeath your gold collection of jewellery or numismatic coins to your decendants.

I will be going to KL sometime middle of next week for business. As usual, I will lug along my lap top and company profile with reference projects to show potential clients. On top of that we will also visit existing clients to attend to their concerns. My colleague will drive down which will take about 4-5 hours on the road. We plan to stop over  in Tapah for a shorts break before resuming the journey. My job not only requires me to work with the computer but also to travel frequently down to KL and other parts if necessary. Hence, earning money is not easy and you have to make sure you are relevant and not being fired for no other reasons.

Since signing up on 29th October 2010, I have earned $455.46 after slightly more than 2 weeks. On average, I get about $20 a day - whether this is US dollars or virtual money, you will earn $25 just for signing up and being active by logging every day to answer 4 questions on a survey. Initially, it was $50 for anyone to get just for signing up but it has been reduced to $25 about 1 week later. I guess too many people have signed up and don't lose this chance to make loads of cash online. I have been doing this consistently since I signed up and have accummulated this much. Just click on the image above to see the full blown-up enlarged version. This is a screen capture of my Paybox payment account.

What I like about Paybox is that you don't have to come up with upfront fees just to earn money unlike other scams that don't work. Too many programs need you to pay by credit card to sign up before they offer you work just to earn peanuts! For instance, paid surveys. I have had experience of personally paying US$25.00 with my credit card just to sign up to earn very little cents from the various online surveys that require so much of my time. In the end, I gave up and the USD25 is hard-earned money gone down the drain!

So what do I gain from it? Well, just click on the referal link below or the image to sign up and I will earn $10 for telling you about Paybox. Remember to use the referal link image below or CLICK HERE to sign up. Good luck to your new venture to earn $ dollars and more money online by participating.

Get paid US dollars $50 just for signing up and get US dollar $5 for refering someone who signs up under your referral link. I just joined 2 days ago, and now my account is US$75.50. Found this amazing payment site that is to rival a payment system like PayPal in the near future, but with more features! Since it is under pre-launch, there are goodies for the earlybird users.

So, what is the “Earn Money, Get Paid” blog post series all about?

Our goal is to keep the focus on rewarding you, our EarlyBird users, as we work on taking PayBox more quickly to the next level. It’s very important to us that the EarlyBird users earn money, have fun and ultimately get paid.

Exciting News for EarlyBird Users

In the coming days and weeks we aim to accelerate the growth of PayBox as we continue on our quest to become the best payment service. Our original Roadmap & Development Schedule stretched clear into 2012. This has changed. We are now working to have a full-featured payment service by some time in early- to mid-2011. By that time, we hope to have debit cards, currency conversions (in-exchange and out-exchange), etc., available to our users.

As we work on accelerating our growth, this will open up new areas where our EarlyBird users can be rewarded and even win prizes for participating. Although we originally thought we would be moving away from the use of our surveys, we have found that we are going to need more focus on our user opinion surveys. In addition to the current surveys, we have many new topics on the way that we will soon present to our EarlyBird users.

We want to thank everyone for the great work you’ve been contributing. I’ll have more news for you tomorrow.

So what's do I gain from it? Well, just click on the referal link below on the image and I will earn USD$5 for telling you about Paybox. Remember to use the referal link image below or CLICK HERE to sign up. Good luck to your new venture to earn US dollars and more money online by participating.

When you reach age 75, you need to withdraw all your EPF savings and not park in EPF because you will not get any more dividends. By age 80, if the savings are not withdrawn, it will be transferred to the bank. The rule has recently been implemented and published in the press for the public to know. So, here is a reminder for those who missed out reading on it in the newspapers.

Last year 2009, we got about 5.45% interests rates for the dividend from EPF, which is higher than the current Fixed Deposit rate at around 2.75% which is low and will not beat inflation at around 4%. Some sources even put the inflation rate at 6% but personally, I think that is too high.

For inflation rate of 4%, it takes about 18 years for your money to become half its value. While for inflation rate of 6%, the your money becomes half of its value in 12 years! This is scary and that is why we need to save as much as we can while we are still working and gainfully employed. Otherwise, your retirement years will be woeful and not golden years.

In previous years, you cannot withdraw your money from Paypal to your Malaysian bank account. You need to go through third party companies like Accent or Virtual Money Inc. to take out cash from Paypal. It was very troublesome for Malaysians with charges incurred but recently a few months back, you can transfer your US dollars in Paypal account to any Malaysian bank. You will not be charged any transaction fees for amount at least RM400 or around USD132 that is transferred. It is a blessing in disguise that Obama became US president and relations between Malaysia, Indonesia and USA have improved a lot along with more business opportunities amongst these countries.

I still remember having to go through online contacts like Sapiens Bryan to cash out my Paypal money for a reduced amount to pay for his charges at around 2%. I have had bad experience of tranferring USD75 from my Paypal to an online friend who cheated me and never send me my money and we lost touch from there onwards. During Dr Mahathir's time, relations with USA was at its lowest with this mamak blabbler-mouth keep criticising the USA as if championing for himself. A lot of big online USA companies prefer to do business with Singaporeans than Malaysians and we lose out in this aspect.

For instance, if you want to sell on Clickbank, you cannot find Malaysia as the country to select in the form to sign up or to become an affiliate. Likewise for many other notable online sites from USA to earn some money via the internet.