There is a payment programme like Paypal for you to receive and make payment. It is AlertPay and if you use my referral link below, I will get USD10 per person when 10 persons sign up under me. This is an alternative programme to receive money internationally and you can link it to your local bank account here in Malaysia. Some of the pay per click programmes only accept AlertPay and not Paypal which is widely used. Below is the image where you can click and go to my referral site to sign up for free.



Just click on the square image above and use the same link to sign up for FREE and you can start receiving international payment online as an alternative to Paypal. Though I already have a Paypal account, I still signed up for AlertPay for a wider choice of payment to receive money online. There is no risk involved and it is just like another safe and secure payment programme that you can join freely.  



Sign up now and good luck to your venture in making money online either on a full time basis or part time basis like me.

Woots! I have earned $1,321.55 since joining this amazing program on 29th October 2010. Instead of paying millions for advertisement, the members are paid $20 daily to promote Paybox which is more effective. You can select your favourite debit card designs which will be linked to this future payment system. It is something like Paypal, but linked to a debit card. There is also a Google Map for you to select your favourite stores to purchase products from using the debit card which will be linked to your Paybox account. If you stay in Penang, you can type in Watsons, Gurney Plaza in the search field of the Google Map and vote for it to be selected as one of the merchant stores to be linked to Paybox. If you are still not a member yet, please use my affiliate link >> http://www.paybox.me/r/philin

People around the world are joining the bandwagon to become members as early birds before the box is opened for actual payment and trading by early next year in 2011. In the meantime, you can happily accumulate your earnings and see them increase each day. You have nothing to lose because it is FREE to join. Besides, you get $25 to join and $20 daily to login each day and fill up simple forms of 4 questions. You will also earn $10 when your referral signs up under you, using your affiliate link that you will get upon sign up. Above is the screen capture of my daily earnings from my account at  http://www.paybox.me/r/philin
 
This is a legitimate program and the fact that you don't have to come up with money to join unlike some other programs, it is worth a try and is risk free. You have nothing to lose. Besides, you get $25 to sign up and start earning like me. Please sign up using my affiliate link at  http://www.paybox.me/r/philin   and I will get $10 for telling you. Happy earning now to spend for next year!

When I was in KL recently, I went to KLCC and window shopped for a while. I was so tempted to get Salvadore Ferragamo pump shoes but could not afford it. It cost over a thousand ringgit here. When I was in Singapore, my aunt bought me a Ferragamo black pump shoes when we went shopping in Orchard Road. Since she is quite wealthy and has her own law firm, she decided to indulge me but it was very rare. Even though I am gainfully employed, I will never splash out so much money just for a pair of branded shoes. It is much better to invest my money in insurance or buy government bonds.

I just came back from Kuala Lumpur last night and went to see the doctor near my house. I still have allergic cough and it has been dragging on for some time. The trip back from KL was rather tiring and it rained slightly. In the past, every time I come back from KL, I will buy fruits in Tapah but recently I have stopped buying them all together. My home has plenty of fruits and there is no necessity to overload the fridge with so many types of fruits. Besides, there is less to carry and lug around and it is easier for me! The doctor's fee cost RM20 which is reasonably cheaper than other places.

Gold is accepted worldwide and represents the ultimate payment system anywhere in the world. It is a much sought after precious metal that is used for jewellery, space technology and as numismatist gold bullion coins. Banks prefer to deal with gold than paper money of which the value can be eroded due to rising future inflation. So, if you have extra cash to invest, it is better to buy gold coins and keep them in a safe place. In times of war, paper money can become useless overnight just like the Japanese banana money that was printed in abundance during the Japanese occupation in Malaya. However, when the British return, the banana paper money became worthless overnight. It is named so because of the picture of the banana tree on the paper notes.

Success never goes to the slothful, lazy people who refuse to lift a finger but slumber all day long. Eventually, all their financial reserves will be depleted and they will go hungry again for refusing to work and earn a living. Making money online is not easy and not everyone is good at it. And even if you do make money, it ranges in the hundreds only and not in the thousands per month. Only the diligent will be successful and not the copycats who copy other people's thoughts and written blog posts verbatim. Such scums do not deserve to be bloggers, much less to exist online. They think it is their right to copy other people's hard written blog posts and even steal the pictures and screen capture and treat it as their own! There was one idiotic blogger here in Nuffnang that copied my posts verbatim since this stupid Malay could not write well in English!!!

It is very easy to spend money, but not to make money. Who says making money was easy? It requires your blood, sweat and tears! You may do all the right things in the office, being punctual all the time, but when office politics come into place, then your position in the office may be threatened. Or you may be disheartened that you eventually quit when you have a crazy supervisor who takes credit for the work you do while writing a list of petty offences about you like not putting pencil in the drawer while she herself comes to work 1-2 hours late every day! A more serious offence that no one knows until you left the job! This type of parasitic 'superior' ought to be shot dead!

Gold is accepted around the world in every corner of the earth. It is the main real currency in times of war, pestilence, depression, etc. Now the 2 Koreans - North Korean and South Korea are fighting each other with shells being fired in retaliation. Sometimes it is time to buy gold and to keep some stock in bad times such as this. You can go to the remotest part of the earth and you will find that gold is widely accepted everywhere. Gold does not rust, corrode, and is stable under acidic conditions - meaning it does not re-act unlike other weaker metals like steel or nickel. Besides, gold will last for eternity and will remain so as long as it is kept well for generations to come. And you can bequeath your gold collection of jewellery or numismatic coins to your decendants.

I will be going to KL sometime middle of next week for business. As usual, I will lug along my lap top and company profile with reference projects to show potential clients. On top of that we will also visit existing clients to attend to their concerns. My colleague will drive down which will take about 4-5 hours on the road. We plan to stop over  in Tapah for a shorts break before resuming the journey. My job not only requires me to work with the computer but also to travel frequently down to KL and other parts if necessary. Hence, earning money is not easy and you have to make sure you are relevant and not being fired for no other reasons.

Since signing up on 29th October 2010, I have earned $455.46 after slightly more than 2 weeks. On average, I get about $20 a day - whether this is US dollars or virtual money, you will earn $25 just for signing up and being active by logging every day to answer 4 questions on a survey. Initially, it was $50 for anyone to get just for signing up but it has been reduced to $25 about 1 week later. I guess too many people have signed up and don't lose this chance to make loads of cash online. I have been doing this consistently since I signed up and have accummulated this much. Just click on the image above to see the full blown-up enlarged version. This is a screen capture of my Paybox payment account.

What I like about Paybox is that you don't have to come up with upfront fees just to earn money unlike other scams that don't work. Too many programs need you to pay by credit card to sign up before they offer you work just to earn peanuts! For instance, paid surveys. I have had experience of personally paying US$25.00 with my credit card just to sign up to earn very little cents from the various online surveys that require so much of my time. In the end, I gave up and the USD25 is hard-earned money gone down the drain!

So what do I gain from it? Well, just click on the referal link below or the image to sign up and I will earn $10 for telling you about Paybox. Remember to use the referal link image below or CLICK HERE to sign up. Good luck to your new venture to earn $ dollars and more money online by participating.

Get paid US dollars $50 just for signing up and get US dollar $5 for refering someone who signs up under your referral link. I just joined 2 days ago, and now my account is US$75.50. Found this amazing payment site that is to rival a payment system like PayPal in the near future, but with more features! Since it is under pre-launch, there are goodies for the earlybird users.

So, what is the “Earn Money, Get Paid” blog post series all about?

Our goal is to keep the focus on rewarding you, our EarlyBird users, as we work on taking PayBox more quickly to the next level. It’s very important to us that the EarlyBird users earn money, have fun and ultimately get paid.

Exciting News for EarlyBird Users

In the coming days and weeks we aim to accelerate the growth of PayBox as we continue on our quest to become the best payment service. Our original Roadmap & Development Schedule stretched clear into 2012. This has changed. We are now working to have a full-featured payment service by some time in early- to mid-2011. By that time, we hope to have debit cards, currency conversions (in-exchange and out-exchange), etc., available to our users.

As we work on accelerating our growth, this will open up new areas where our EarlyBird users can be rewarded and even win prizes for participating. Although we originally thought we would be moving away from the use of our surveys, we have found that we are going to need more focus on our user opinion surveys. In addition to the current surveys, we have many new topics on the way that we will soon present to our EarlyBird users.

We want to thank everyone for the great work you’ve been contributing. I’ll have more news for you tomorrow.

So what's do I gain from it? Well, just click on the referal link below on the image and I will earn USD$5 for telling you about Paybox. Remember to use the referal link image below or CLICK HERE to sign up. Good luck to your new venture to earn US dollars and more money online by participating.

When you reach age 75, you need to withdraw all your EPF savings and not park in EPF because you will not get any more dividends. By age 80, if the savings are not withdrawn, it will be transferred to the bank. The rule has recently been implemented and published in the press for the public to know. So, here is a reminder for those who missed out reading on it in the newspapers.

Last year 2009, we got about 5.45% interests rates for the dividend from EPF, which is higher than the current Fixed Deposit rate at around 2.75% which is low and will not beat inflation at around 4%. Some sources even put the inflation rate at 6% but personally, I think that is too high.

For inflation rate of 4%, it takes about 18 years for your money to become half its value. While for inflation rate of 6%, the your money becomes half of its value in 12 years! This is scary and that is why we need to save as much as we can while we are still working and gainfully employed. Otherwise, your retirement years will be woeful and not golden years.

In previous years, you cannot withdraw your money from Paypal to your Malaysian bank account. You need to go through third party companies like Accent or Virtual Money Inc. to take out cash from Paypal. It was very troublesome for Malaysians with charges incurred but recently a few months back, you can transfer your US dollars in Paypal account to any Malaysian bank. You will not be charged any transaction fees for amount at least RM400 or around USD132 that is transferred. It is a blessing in disguise that Obama became US president and relations between Malaysia, Indonesia and USA have improved a lot along with more business opportunities amongst these countries.

I still remember having to go through online contacts like Sapiens Bryan to cash out my Paypal money for a reduced amount to pay for his charges at around 2%. I have had bad experience of tranferring USD75 from my Paypal to an online friend who cheated me and never send me my money and we lost touch from there onwards. During Dr Mahathir's time, relations with USA was at its lowest with this mamak blabbler-mouth keep criticising the USA as if championing for himself. A lot of big online USA companies prefer to do business with Singaporeans than Malaysians and we lose out in this aspect.

For instance, if you want to sell on Clickbank, you cannot find Malaysia as the country to select in the form to sign up or to become an affiliate. Likewise for many other notable online sites from USA to earn some money via the internet.

Do you have the determination and diligence to make money online? Those who are successful never give up and continue to pursue their dreams. They will find all the ways to make money regardless of the cost like time and recreation. They don't mind giving up watching television or enjoy their hobbies and look relentless in their pursuits for more money. With the internet, the opportunities are infinite and you need to surf around to learn more. This is known as Piaget's self discovery learning method. It is the best form of learning by pushing yourself to work harder and smarter.

Sammy, a sea turtle, hatches on a deserted beach and tries to climb out of the hole where he hatched. Being caught by a seagull, he struggles for his life and manages to escape, as the seagull clashes in the air with a another seagull, also carrying its prey, who turns out to be a female hatchling sea turtle, Shelly.

Sammy falls onto an old raft and gets carried into the open ocean, losing Shelly. In the ocean he meets another hatchling, Roy, who tells him the story of a "turtle paradise" on an island called "Lapagos", and they together start their voyage there. Later, the two get caught by trawls. Sammy is released back into the sea by the fishermen, but loses Roy.

Washed onto the shore in California, he is picked up by a hippie woman and lives as a pet in the hippie commune with Vera, another female sea turtle, who is older than Sammy, and Catoff, a cat, who claims to be French. On a Christmas evening the hippies draw a peace sign on his shell to sign him as the peace ambassador. When the hippies see that Sammy and Vera won't mate, they release Vera. The police evicts the hippie commune from the beach, and Sammy decides to return back to the sea.

There he meets Vera and a young female sea turtle who is attacked by a shark. Vera and Sammy save the turtle who turns out to be Shelly, his childhood friend. They decide to travel together to the paradise islands, but Shelly gets lost in the sea.

Vera tells Sammy to swim to the "cold waters". Sammy finds an old refrigerator drawn by the humans and uses it to travel to Antarctic. An albatross he meets on his journey tells him that the paradise island can be only be reached through a "secret passage where the fresh waters run". In the Antarctic waters Sammy meets a fin whale who barely escapes a harpoon from a whaling ship.

The harpoon destroys the refrigerator, but Sammy is saved by the anti-whaling protesters and placed into the sea animal shelter where he finds Shelly, Catoff and people from the hippie commune (who now work in the shelter). The ex-hippie recognized the peace sign on Sammy's shell.

Shelly and Sammy are released into the ocean. They decide to find the secret passage and use it to travel to the paradise island. They manage to find the passage (which turns out to be Panama Canal) but get separated as they try to pass a lock. As he searches Shelly, Sammy encounters two sea turtles that urge him to help their friend who got trapped in an intermodal container. Sammy rescues the turtle, who turns out to be his old friend Roy. They swim together to a wrecked Spanish galleon where Roy lives with Rita, his girlfriend.

Being told about Shelly, Rita remembers her and advices Sammy to search for her in the galleon. Sammy finds Shelly being courted by another sea turtle. Disappointed and upset, Sammy returns to his friends only to find out that the turtle who courted Shelly is a playboy but has a strong relationship with another female. Together with Roy and Albert, a shark who lost his teeth, they set up a fake shark attack on Shelly to let Sammy save her again and win her heart. Shelly and Sammy then reunite and, along with Roy and Rita, return to the beach they hatched.

The closing scene of the movie shows Sammy helping one of his new-hatched grandsons to climb out of the hole.

A collector of coins is known as a numismatist and I am a numismatist since I was small. I also collect gold coin and have one gold coin given to me during Chinese New Year by my rich uncle who works as a doctor in his clinic in Singapore. The gold coin was about half an ounce in weight which is of moderate size. It is a worthwhile investment to buy gold coins which is a very hedge against inflation. If the inflation rate is 4% a year, then using the rule of 72, it takes 72/4 equals to 18 years for your money to become half its value. This is scary and therefore you need to find ways and means to increase your savings and beat the inflation.

This blog has reasonably good traffic and if you like to advertise here, the prices are below:

Just a link - USD5 per month
125 x 125 button - USD8 per month
200 x 200 small square - USD12 per month
250 x 250 square - USD15 per month

Since I am also a web designer, I am able to design the static button/small square/square banner for you if you don't have any for free if you intend to advertise here. To contact me, email Diana.Tan(AT)gmail.com for more information and I shall be happy to oblige you.

This blog is updated at least once a week on most Sundays. With submission to Innit, traffic will improve further. If you have any suggestions, feel free to email me and we can discuss further.

Based in Penang, I work in my home office as an IT executive for a small sports surfacing company while moonlighting part time as a virtual assistant, article writer and blogger. I have been working from my home office since 2004 that is equipped with multi-function printer, scanner, copier, fax machine, LCD monitor, desktop computer, laptop and digital camera. If you need articles written on any topic, feel free to email me diana.tan(AT)gmail.com I shall be happy to accommodate you.

Previously, I have worked in the banking and education sector in Singapore for about 6+ years before calling it quits and came back to settle down in Penang - my home town. I am happy to work from my home office now and have been with the same company since February, 2004.

If you want reviews of your product or services, feel free to drop me an email at diana.tan(AT)gmail.com and I shall be happy to oblige. You can also contact me if you need a virtual assistant for overflow work or any other computer work to be done like editing photos, removing background, creating PowerPoint presentations, financial calculation using MS Excel Spreadsheet, corporate profile creation, brochures on specific products, resume writing, setting blogs, web page design, etc. or just any other work do to with the computer.

I own a few pieces of gold bullion like a gold coin, some gold jewellery like a necklace, signature designer gold ring, bracelets and pendants which were collected over the years since I was small. If you have access money to invest, then consider buying up gold bullion from the link given above which is a very good hedge against inflation. The price of gold has consistently increased over the last 30 years and will continue to be on the rising trend. Besides, gold bullion is more affordable as they are smaller in size. Buying gold is worth your investment because the yellow precious metal is needed worldwide, be it for handphone component parts, dentures, stamps and coins or jewellery.

PETALING JAYA: The proposed mass rapid transit (MRT) system is expected to be one of the main contributing factors to boost property prices adjacent to the MRT stations.

CB Richard Ellis (M) Sdn Bhd executive director Paul Khong said the MRT stations generally had a positive impact on nearby property values in most cases.

“Being next to the station works well for lower and middle-end residential neighbourhoods and all commercial offices or retail malls. This basically translates to better public transportation and enhanced accessibility to the relevant vicinities,” he told StarBiz.

“The MRT will benefit the lower to middle-end users the most and it makes travelling faster, cheaper and much easier.” On the expected quantum capital appreciation due to the MRT stations, Khong said it could be 10% to 15%. “More importantly, the MRT station must be less than a 1O-minute walk from the properties. Ultimately, being next door and within five minutes away will be a premium.

“Anything more will give less impact in terms of capital values,” he said. “Being next to a MRT station could be the main selling point for a new project, be it a commercial or a residential one. A good example will be Menara UOA in Bangsar.”

But, Khong said, the property prices could be affected if it was alongside the MRT tracks and not the station. “The crucial point is to be close or next to the station if possible,” he said.

The RM36bil MRT system proposal by Gamuda Bhd and MMC Corp Bhd will have up to three main lines. The first line will run through Sungai Buloh, Kota Damansara, Kuala Lumpur and Cheras (right up to Kajang).

The second line will connect Sungai Buloh, Kepong, Kuala Lumpur and Serdang, while the third line will loop around Kuala Lumpur’s business district – providing a link between the monorail and light rail transit (LRT) services.

The Gamuda-MMC proposal is currently undergoing technical study by a consultant and should be completed by mid-month to be presented to the Government.

At this point in time, there is no information on the exact locations of the proposed MRT stations.

According to property consultancy Khong & Jaafar Sdn Bhd managing director Elvin Fernandez, most of the areas around the LRT stations have been developed and it is axiomatic that accessibility would improve property values.

“But the impact wouldn’t be immediate as the MRT will take time to complete and the effect will be evident only from details of the exact positions of the rails and stations filtering into the market in time to come,” he said.

Based on preliminary details of the MRT, Fernandez said the Sungai Buloh area (the Guthrie Corridor townships) and the proposed Rubber Research Institute Malaysia developments could be among the first beneficiaries because both lines were expected to start from there.

“Kajang and Seri Kembangan are the next areas to flourish as they are on the other end of the line. Additionally, the Cheras corridor also has good prospects,” he said.

Nevertheless, Fernandez said, some developments might be negatively affected, especially residential developments, due to the noise or congestion if they were close to the rail lines or stations.

“But generally, the MRT should bring positive effects to the nearby areas,” he said.

According to a market source, another area that would have potential based on the proposed MRT system was the Kota Damansara corridor.

“The Kota Damansara corridor includes Kota Damansara, Mutiara Damansara, Damansara Perdana and The Curve. Business and financial districts along Jalan Raja Chulan, Jalan Bukit Bintang and Suria KLCC also have good prospects,” said the source.

- Malaysia MRT Project

There are lots of Twitter songs that reflect the creativity and humor of the composer and they are well directed. I just came across this very funny and rhythmic “Follow Me” twitter video song on Youtube.

The video is well done which can be split into several screens at the same time. Let me know how you feel the “Follow Me” rhythm. I am loving it ;)

Investing in small gold items like bullion is worth the money. This is because gold is a good hedge against inflation. In 1970s, a gram of gold used to cost RM20 but it has increased drastically to RM130 now for a gram. That is why I opened up a Gold Investment Account (GIA) savings with Public Bank to invest in about 40gm of gold. It is less than RM5,000 and it gives better returns compared to Fixed Deposits at only 2.75% a year. And I paid about RM123 per gram at that time. Money that is invested in gold will surely increase in its value and perhaps beat the inflation.

For the first time, the browser share for Microsoft Internet Explorer has fallen below 50%, largely due to the rise and rise of Google Chrome browser which continues to gain popularity every day, attracting millions of users.

StatCounter Global Stats reveal that Microsoft IE fell to 49.87% in September followed by Firefox with 31.5%. Google’s Chrome continues to increase market share at an impressive rate and has more than tripled from 3.69% in September 2009 to 11.54% in September this year.

One Woman's Search for Everything Across Italy, India and Indonesia is a 2006 memoir by American author Elizabeth Gilbert. The memoir chronicles the author's trip around the world after her divorce and what she discovered during her travels. The book remained on the New York Times Best Seller list for 187 weeks. According to Metacritic, it has received mostly favored critical reviews.

The movie rights for the memoir were purchased by Columbia Pictures. The film version, which stars American actress Julia Roberts, was released in theaters on Friday, August 13, 2010. Gilbert followed-up this book with the sequel Committed: A Skeptic Makes Peace with Marriage, released through Viking in January 2010. It covered her life after Eat, Pray, Love ends.

Story

At 32 years old, Elizabeth Gilbert was educated and had a home, a husband, and a successful career as a writer. However, she was unhappy in her marriage and often spent the night crying on her bathroom floor. In the midst of an affair, she separated from her husband and initiated a divorce, which he contested. The affair continued for some time but did not work out, leaving her devastated and alone. While writing an article on vacations in Bali, she met a ninth-generation medicine man who told her she would come back and study with him. After finalizing her difficult divorce, she spent the next year traveling. She spent four months in Italy, eating and enjoying life (Eat). She spent four months in India, finding her spirituality (Pray). She ended the year in Bali, Indonesia, looking for "balance" of the two and found love (Love) in the form of a dashing Brazilian factory owner.The trip was paid for in advance from the book deal for Eat Pray Love.

I used to think that gold bullion are huge and bulky like gold ingots. When I check some web sites, I noticed that they are actually small like gold coins and are more affordable unlike gold ingots that come in kilograms by the weight. Hence, I got both gold bullion and gold ingots mixed up. Now, with years of experience in blogging and surfing other web sites, I am more educated now with the various terms used. By the way, it is worth your investment to buy gold bullion if you can afford it because gold is a good hedge against inflation. It is better than parking your money in the bank that brings in very low interest rates.

I have quotations to type out and calculate the price with more work on the internet but today, my mind is slower due to taking flu medication. Now I am feeling a bit groggy and drowsy - hence my thoughts are not that fast compared to the time when I was well. I should be sleeping or napping but here I am working hard by the computer. I am a workaholic and place work above my health at the moment. Hopefully, the money that I make is sufficient to tide me through my retirement years down the road in several years time.

Yesterday, after church, I went to see another doctor for the second time for medication for my flu that has been going on for 1 month already. And I have already finished the medication in 4 days for the first visit. Now the other doctor gave me a stronger medication with lozenges to suck and something for my phlegm. It is better now but I am feeling drowsy from the effects of the medicine. Hopefully, in a couple of days time, my flu will be cured and I can enjoy food again like taking cold drinks and fruits.

I love gold and own a small collection of gold jewellery and a gold coin given by my rich uncle in Singapore who works as a doctor in his clinic somewhere near Tiong Bahru MRT station. The gold coin is about half an ounce in weight bearing the national flower of Singapore. After having kept it for more than 10 years, it is now valuable and a collector's item. You can check out for more gold items in United States Gold Bureau. I have a gold designer's ring, necklace and bracelet all bought with my own savings after working hard all these years. I also own smaller pieces of gold given to me by relatives when I was small.

I was offered USD50.00 to write 8 articles of 500 words each from an old client. The good thing about this offer is that I can take my time to write the articles, preferably about 2 per week. I am still in a lazy mood having come back from a business trip to KL recently. Today, I have rejected 3 offers to post for only USD1 each with 300 words. With that number of words, I can easily earn USD3 each. I rather maintain the small number of posts on my blogs for quality. To work consistently, I need to be in the mood and have the motivation to continue to work hard for my retirement years. There is this particular blogger that I hate. She should be retired by now but still struggling to find her calling to make money from the internet - all in vain! Serves her right!

Spending money is very easy, but making money is hard. It requires your blood, sweat and tears and total commitment. That is why making money in any venture is not easy. Unless you have rich parents who will take you under their wings and give you a big fat check every month for simple tasks each day - simply by being born rich. Otherwise, most of us will have to slought it out, study very hard and hopefully get a high paying job with lots of stress and compete in the rat race! Which is why until today, I never take my employment for granted even though I work from home for the last 6+ years.

I have finished my medication and a course of anti-biotics but my cough still remains unchanged. And it is not getting any better but added with a running nose. Looks like my system is resistent to the medication and each time when I cough, it takes weeks to cure. So I have finished my medication, now what. I have also been sneezing too often repeatedly. I have stopped taking Vitamin C as I have read that when you are down with a flu, never take Vitamin C which could aggravate the flu.

I have worked in a law firm for a short stint for my aunt who is an advocate and a solicitor in Shenton Way, Singapore many years back. Well, the law firm is no longer operating now as my aunt is in her seventies now, time to retire gracefully. She handles all cases to deal with property transactions or also known as conveyancing which is more lucrative compared to litigation or fighting it out in court. There are different types of lawsuits that can be brought about by clients like Trasylol Lawsuit or Accutane Lawsuit in the States. It was an eye-opener for me to work for her albeit for a short while. At least I was exposed to the workings of a legal firm with hundreds of clients' files with a good filing system to keep track of so many records.

When you work for others, the income is ok. When you do business, the income is better. Hence, it is good to identify a flourishing business and stick to it. It may be blogging business, online business, writing business, web design business, etc. When you do online business, the reach is global and borderless. The set up cost is minimal too - just a laptop with internet connectivity is sufficient to get started. With millions being jobless in USA now, it makes good financial sense to start an online business offering virtual assistance, doing paid surveys, etc.

I guess I am blessed to have a dream job to work from home and being able to moonlight writing articles - all in the comforts of home office. Last night, I took an opportunity and earned myself USD10 within a short span of time. I also earn by commissions and a basic pay. Hence, I have been working in my pajamas since 6+ years ago - no need to commute to work elsewhere, no need to get caught in snarling traffic jams, and more importantly no office politics. Just me working alone at home.

Today is a bonus. Made USD10 today within 10 minutes. This converts to about RM30 at 3.09 conversion rate. As Malaysian ringgit is getting stronger against US greenback, the conversion rate is dropping steadily. Hope it does not breach the psychogical 3.0 benchmark. But offers like this come once in a while and not every day. Otherwise, I can save up more for my retirement years in many years time. I can still work for the next 20 to 30 years and hopefully it does not stop there. Look at Lee Kuan Yew; he is still working even at age 87!

God has blessed me with a sound education to make money from home, while moonlighting writing articles and to blog part time. I also get to earn from Google Adsense and other programs that make money. I guess I am a fast worker, able to think on my feet while typing away coherently to make sense to a keyword given. Every day, there are opportunities such as these that keep me usefully occupied even on a public holiday like Hari Raya today. And I am happy, today, I have made RM110.00 - all within a few hours of work by the computer. Since I am paid in US dollars, the conversion does justice for me to work harder. There is progressive payments to my Paypal where I will accumulate until USD140.00 before I withdraw to avoid paying transaction charges.

Who says making money is easy is lying to you. It requires your blood, sweat and tears. Making money is certainly hard work and takes up plenty of your precious time. Instead of watching tv, or slumbering away in an air con room, you are working downstairs typing away and doing work with the computer with broadband connectivity. Therefore, the company hires you to work for them by paying you for your time to do the necessary work for them and not to twitter away or facebooking with the internet. Millions of dollars are lost because employees are using the computer chatting away and wasting time.

There are many types of investment to consider like insurance, fixed deposits, government bonds, unit trusts, real estate investment trusts (REITs), stocks and gold bullion. Are you growing your money through one of these money market instruments? Since I am a low risk taker, I prefer to invest in Gold Investment Accounts using my Public Bank, in fixed deposits and bonds. It all depends on your risks appetite. If you like to make money money but comes with bigger risks, then you can consider investing in the stock exchange, but I won't recommend you do it - unless you read financial news every day and have inside tips on what to buy and what to sell.

Writing articles is certainly one of the easiest ways to make money online. You are paid per word basis and it depends on the number of words you can churn out coherently according to the topic. I have made quite a substantial amount from writing articles for the various writers and authors. Some requirements are so easy while others require some research to be done. As I work from home, I have plenty of time on my side to moonlight writing articles via my laptop and I can do this anywhere as long as I can have broadband connectivity.

I just finished doing a paid post and writing 2 articles for a total of RM66.50 (paid today) with opportunities that come almost every day in good times. This way, I can leverage on my 7 blogs with 2 blogs on my personal domain and the rest are blogspot blogs like this one. There are advantages to using each of them and I am beginning to love using Blogspot blogs for the fact that they are free and easy to add components or modules and to arrange them in a jiffy. God has been blessing me and continue to do so. That is why I am always grateful to our Heavenly Father for my well being and general good health to do the things I like.

Making Money Online – The Beginner’s Guide

The question of how to make money online has many different answers, though the effectiveness of the available opportunities may vary. If you have things to sell, there are a variety of options that you can use. Or, if you are more of a writer or a website builder, you have the option of including paid advertisements in your newsletter, blog, or site.

The Internet is the ultimate frontier of commerce and marketing in the information age. With thousands of homes and businesses subscribing to Internet broadband technology every month, Internet entrepreneurs are keeping up with the pace of potential demands. For example, in 2008 alone, 90% of all U.S. households that have Internet connections have availed of broadband technology — which means around 200 million people can be reached through online marketing means.

Asia alone holds the single biggest online market for any kind of products and services — more than four times the size of the North American online market. As the sophistication of technology continues to increase exponentially, online marketers are moving from simple text ads to richer multimedia experiences that aim to sell and to give value at the same time, to prospective customers.

There are so many articles to write for a particular site but I shall not over exert myself over making money online and instead will blog here and take a slower pace. In 2 days of blogging marathon, I have made some US dollars but that is all there is to it. My eyes need a break and I have taken longer naps closing my eyes and shield it from the sun light too with a blanket over my head. The topics are quite profound and it is not easy to write the articles if you are not familiar with mortgage and bankruptcy. Incidentally, bankruptcy is close to my heart as I have a friend who is bankrupt due to signing papers to be a corporate guarantor. Such naive acts on his part cause him to be declared a bankrupt and his passport impounded. He got cheated by his business partners!

This morning as I wake up and promptly checked my weight, I am happy to see that it has gone down a little and I hope to be on the downtrend for the coming weeks to a normal BMI and within healthy range. No longer do I carry unnecessary weight around like gold bars on myself, with slower movements and being sluggish. Healthy people are slimmer and live longer compared to obese ones who are faced with many sickness like diabetes, stroke, heart attacks, etc. Thank goodness, I am cover by 2 insurance policies for medical bills and hospitalization. But even so, there is a term and limit to the coverage until a certain age like 70. I hope by then, I will continue to enjoy my life and live to a ripe old age.

Blogging has become a very important aspect of communication, not just personally, but also professionally. If you are already signed up with a web hosting company, then check your package to see if blog hosting is part of the overall fee. There are many advantages to blogging, not just as a personal pastime, but as a way to enhance business relations, sales, and productivity.

In a business capacity, a blog has numerous advantages. It is an immediate method of communication. If you are in a fast paced or competitive industry, and you want to be the first to get word out about an issue, then blogging is a great way of achieving that goal.
Internally, posting a blog to pass on information or update a policy is a quick and money saving method. This ultimately saves on the cost and the time it takes to send out a paper memo. Just remember, however, that even if your blogs are password protected, blogging is not meant for confidential matters.

I think I have been looking at the computer screen for too long and I am now feeling the effects. My eyes are tired from too much posting into my blogs due to marathon blogging. I need to take a break and rest my poor eyes. The glare of the screen makes them worse when you are staring at the screen for long hours in a shot without short breaks. But the temptations of getting paid for each post is there and I cannot run away. So I decided to break it down to 2 days instead of 1 day as I have 48 hours to blog since I reserved the slots.

The value of money keeps decreasing with each passing year and we need to consider the various types of investments to grow our income. Using the rule of 72, if the inflation rate is 6%, then it takes 72 divided by 6 equals to 12 years for our money to half it actual value. Likewise, if the interests rate is 4%, then it takes 72 divided by 4 equals 18 years for our money to double it present value. Though I cannot afford to buy gold bullion, I will certainly consider investing in government bonds with interests or coupons at 5% currently. There is no minimum to invest and that is the beauty of it. The period is for 3 years and every year I can get 5% more of the principal invested.

I just shoot an email to a supplier for the second time since he did not reply me the first time. We need to know how to join the different layers on the floor and our business success with this company depends on this information. I hope they will reciprocate soon with the much needed information. It is no point doing business with a company where no one reads the emails and there is no prompt reply. I hope they will look into it and send me pictures if possible. That is why I always check the company emails every morning and evening to correspond with people and to reply them in a prompt manner.

I just created a certificate of warranty for my company using Microsoft Word. And I like the design, since I am also creative. My Art tuition many years ago did not go to waste as I could now utilise my perception of space, perspective, composition and color to good use now. I sense that my boss love my work though he did not mention it. I also had to translate the Malay wordings to English for our use and email to our potential client. We have been blessed with constant jobs every month year after year all this while and it is by God's grace, that the small company can survive difficult periods.