My Oyster 123

When you work for others, the income is ok. When you do business, the income is better. Hence, it is good to identify a flourishing business and stick to it. It may be blogging business, online business, writing business, web design business, etc. When you do online business, the reach is global and borderless. The set up cost is minimal too - just a laptop with internet connectivity is sufficient to get started. With millions being jobless in USA now, it makes good financial sense to start an online business offering virtual assistance, doing paid surveys, etc.

I guess I am blessed to have a dream job to work from home and being able to moonlight writing articles - all in the comforts of home office. Last night, I took an opportunity and earned myself USD10 within a short span of time. I also earn by commissions and a basic pay. Hence, I have been working in my pajamas since 6+ years ago - no need to commute to work elsewhere, no need to get caught in snarling traffic jams, and more importantly no office politics. Just me working alone at home.

Today is a bonus. Made USD10 today within 10 minutes. This converts to about RM30 at 3.09 conversion rate. As Malaysian ringgit is getting stronger against US greenback, the conversion rate is dropping steadily. Hope it does not breach the psychogical 3.0 benchmark. But offers like this come once in a while and not every day. Otherwise, I can save up more for my retirement years in many years time. I can still work for the next 20 to 30 years and hopefully it does not stop there. Look at Lee Kuan Yew; he is still working even at age 87!

God has blessed me with a sound education to make money from home, while moonlighting writing articles and to blog part time. I also get to earn from Google Adsense and other programs that make money. I guess I am a fast worker, able to think on my feet while typing away coherently to make sense to a keyword given. Every day, there are opportunities such as these that keep me usefully occupied even on a public holiday like Hari Raya today. And I am happy, today, I have made RM110.00 - all within a few hours of work by the computer. Since I am paid in US dollars, the conversion does justice for me to work harder. There is progressive payments to my Paypal where I will accumulate until USD140.00 before I withdraw to avoid paying transaction charges.

Who says making money is easy is lying to you. It requires your blood, sweat and tears. Making money is certainly hard work and takes up plenty of your precious time. Instead of watching tv, or slumbering away in an air con room, you are working downstairs typing away and doing work with the computer with broadband connectivity. Therefore, the company hires you to work for them by paying you for your time to do the necessary work for them and not to twitter away or facebooking with the internet. Millions of dollars are lost because employees are using the computer chatting away and wasting time.

There are many types of investment to consider like insurance, fixed deposits, government bonds, unit trusts, real estate investment trusts (REITs), stocks and gold bullion. Are you growing your money through one of these money market instruments? Since I am a low risk taker, I prefer to invest in Gold Investment Accounts using my Public Bank, in fixed deposits and bonds. It all depends on your risks appetite. If you like to make money money but comes with bigger risks, then you can consider investing in the stock exchange, but I won't recommend you do it - unless you read financial news every day and have inside tips on what to buy and what to sell.

Writing articles is certainly one of the easiest ways to make money online. You are paid per word basis and it depends on the number of words you can churn out coherently according to the topic. I have made quite a substantial amount from writing articles for the various writers and authors. Some requirements are so easy while others require some research to be done. As I work from home, I have plenty of time on my side to moonlight writing articles via my laptop and I can do this anywhere as long as I can have broadband connectivity.